/* ============================================================
   MAC PROPERTIES – STYLESHEET
   Aesthetic: Refined editorial, dark anchors, clean serif type
   ============================================================ */

:root {
  --navy: #0d1b2a;
  --navy-mid: #162535;
  --navy-light: #1e3249;
  --gold: #b8972a;
  --gold-light: #d4b04a;
  --cream: #f5f1ea;
  --cream-dark: #ede8df;
  --text: #1a1a1a;
  --text-light: #5a5a5a;
  --white: #ffffff;
  --border: rgba(0,0,0,0.1);
  --border-light: rgba(255,255,255,0.12);
  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'DM Sans', sans-serif;
  --radius: 2px;
  --transition: 0.25s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: var(--text);
  background: var(--cream);
}

.container {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 32px;
}

.section-pad { padding: 80px 0; }

img { max-width: 100%; }

a { text-decoration: none; color: inherit; }

/* ---- BUTTONS ---- */
.btn {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 12px 24px;
  border-radius: var(--radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
}
.btn-lg { padding: 16px 32px; font-size: 14px; }
.btn-primary { background: var(--gold); color: var(--navy); border-color: var(--gold); }
.btn-primary:hover { background: var(--gold-light); border-color: var(--gold-light); }
.btn-ghost { background: transparent; color: var(--white); border-color: var(--border-light); }
.btn-ghost:hover { background: rgba(255,255,255,0.1); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-outline-light { background: transparent; color: var(--white); border-color: rgba(255,255,255,0.5); }
.btn-outline-light:hover { background: rgba(255,255,255,0.1); }

/* ---- HEADER / NAV ---- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid var(--border-light);
}
.nav-inner {
  display: flex;
  align-items: center;
  gap: 32px;
  height: 68px;
}
.logo {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  letter-spacing: 0.15em;
  color: var(--white);
  white-space: nowrap;
}
.main-nav {
  display: flex;
  gap: 24px;
  flex: 1;
}
.main-nav a {
  color: rgba(255,255,255,0.75);
  font-size: 13px;
  font-weight: 400;
  letter-spacing: 0.03em;
  transition: color var(--transition);
  white-space: nowrap;
}
.main-nav a:hover { color: var(--white); }
.header-ctas { display: flex; gap: 12px; }
.nav-toggle { display: none; background: none; border: none; color: var(--white); font-size: 22px; cursor: pointer; }

.mobile-nav {
  display: none;
  flex-direction: column;
  background: var(--navy-mid);
  padding: 16px 32px 24px;
  gap: 12px;
  border-top: 1px solid var(--border-light);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  color: rgba(255,255,255,0.8);
  font-size: 14px;
  padding: 6px 0;
  border-bottom: 1px solid var(--border-light);
}
.mobile-nav .btn { margin-top: 8px; width: 100%; text-align: center; }

/* ---- HERO ---- */
.hero {
  position: relative;
  background: var(--navy);
  padding: 100px 0 80px;
  overflow: hidden;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #0d1b2a 0%, #162535 50%, #0f2236 100%);
  opacity: 0.9;
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.02'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-content {
  position: relative;
  max-width: 780px;
}
.overline {
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  font-weight: 500;
}
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 600;
  line-height: 1.15;
  color: var(--white);
  margin-bottom: 24px;
}
.hero-sub {
  font-size: 17px;
  color: rgba(255,255,255,0.7);
  max-width: 620px;
  margin-bottom: 40px;
  line-height: 1.75;
}
.cta-group { display: flex; gap: 16px; flex-wrap: wrap; }

/* ---- CREDIBILITY STRIP ---- */
.credibility-strip {
  background: var(--gold);
  padding: 24px 0;
}
.cred-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.cred-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.cred-icon {
  font-size: 18px;
  color: var(--navy);
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 2px;
}
.cred-item p {
  font-size: 14px;
  font-weight: 500;
  color: var(--navy);
  line-height: 1.5;
}

/* ---- SECTION TITLES ---- */
.section-title {
  font-family: var(--font-display);
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 12px;
  line-height: 1.2;
}
.dark-section .section-title { color: var(--white); }
.section-sub {
  font-size: 16px;
  color: var(--text-light);
  max-width: 600px;
  margin-bottom: 48px;
  line-height: 1.75;
}
.center-cta { text-align: center; margin-top: 40px; }

/* ---- TWO PATHS ---- */
.paths-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}
.path-card {
  padding: 40px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
}
.path-soft { background: var(--cream-dark); }
.path-hard { background: var(--navy); color: var(--white); }
.path-label {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 500;
  margin-bottom: 16px;
}
.path-soft .path-label { color: var(--gold); }
.path-hard .path-label { color: var(--gold-light); }
.path-card h3 {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 600;
  margin-bottom: 16px;
}
.path-card p { font-size: 15px; margin-bottom: 28px; opacity: 0.85; }

/* ---- FIT SECTION ---- */
.fit-section { background: var(--white); }
.fit-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  margin-top: 40px;
}
.fit-col h3 {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 20px;
}
.fit-yes h3 { color: var(--navy); }
.fit-no h3 { color: #7a3030; }
.fit-col ul { list-style: none; }
.fit-col ul li {
  padding: 10px 0 10px 28px;
  position: relative;
  border-bottom: 1px solid var(--border);
  font-size: 15px;
}
.fit-yes li::before { content: '✓'; position: absolute; left: 0; color: #2a7a3a; font-weight: 700; }
.fit-no li::before { content: '✕'; position: absolute; left: 0; color: #7a3030; font-weight: 700; }

/* ---- SERVICES GRID ---- */
.dark-section { background: var(--navy); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.service-card {
  padding: 32px 24px;
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  transition: background var(--transition);
}
.service-card:hover { background: rgba(255,255,255,0.05); }
.service-num {
  font-family: var(--font-display);
  font-size: 36px;
  color: var(--gold);
  font-weight: 300;
  margin-bottom: 16px;
  opacity: 0.6;
}
.service-card h3 {
  font-family: var(--font-display);
  font-size: 19px;
  color: var(--white);
  margin-bottom: 12px;
  font-weight: 600;
}
.service-card p { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.65; }

/* ---- DEAL TABLE ---- */
.deal-preview-table {
  max-width: 560px;
  margin: 40px auto;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.deal-row {
  display: grid;
  grid-template-columns: 1fr auto;
  padding: 14px 20px;
  border-bottom: 1px solid var(--border);
  font-size: 15px;
}
.deal-row:last-child { border-bottom: none; }
.deal-header {
  background: var(--navy);
  color: var(--white);
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  font-weight: 500;
}
.deal-row span:last-child { font-weight: 500; }
.highlight-row { background: rgba(184,151,42,0.1); font-weight: 600; }
.highlight-row span { color: #6a4e00; font-weight: 700; }
.stress-row { background: rgba(200,60,60,0.05); }
.stress-row span { color: #7a4040; }

/* ---- PROCESS TIMELINE ---- */
.timeline {
  display: flex;
  align-items: flex-start;
  gap: 0;
  margin-top: 48px;
  overflow-x: auto;
  padding-bottom: 8px;
}
.timeline-step {
  flex: 1;
  min-width: 140px;
  padding: 0 16px;
  text-align: center;
}
.step-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}
.timeline-step h4 {
  font-family: var(--font-display);
  font-size: 17px;
  color: var(--white);
  margin-bottom: 8px;
  font-weight: 600;
}
.timeline-step p { font-size: 13px; color: rgba(255,255,255,0.55); line-height: 1.55; }
.timeline-arrow {
  color: var(--gold);
  font-size: 20px;
  padding-top: 12px;
  opacity: 0.5;
  flex-shrink: 0;
}

/* ---- RISK BLOCK ---- */
.risk-section { background: #f0ece2; padding: 24px 0; }
.risk-block {
  border-left: 3px solid var(--gold);
  padding: 16px 24px;
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.7;
}

/* ---- ACCORDION ---- */
.accordion { margin-top: 40px; }
.accordion-item { border-bottom: 1px solid var(--border); }
.accordion-btn {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 0;
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 500;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: color var(--transition);
}
.accordion-btn::after { content: '+'; font-size: 22px; font-weight: 300; color: var(--gold); }
.accordion-btn.open::after { content: '−'; }
.accordion-btn:hover { color: var(--gold); }
.accordion-body {
  display: none;
  padding: 0 0 20px;
  font-size: 15px;
  color: var(--text-light);
  line-height: 1.75;
}
.accordion-body.open { display: block; }

/* ---- FINAL CTA ---- */
.final-cta-inner {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 48px;
  align-items: center;
}
.final-col h3 {
  font-family: var(--font-display);
  font-size: 28px;
  color: var(--white);
  margin-bottom: 12px;
}
.final-col p { font-size: 15px; color: rgba(255,255,255,0.65); margin-bottom: 24px; }
.final-divider { width: 1px; height: 120px; background: var(--border-light); }

/* ---- FORM STYLES ---- */
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  margin-bottom: 6px;
  color: var(--text);
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 15px;
  background: var(--white);
  color: var(--text);
  transition: border-color var(--transition);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--gold);
}
.form-group textarea { min-height: 120px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-note { font-size: 13px; color: var(--text-light); margin-top: 8px; }
.form-submit { margin-top: 8px; }

/* ---- PAGE HEROES ---- */
.page-hero {
  background: var(--navy);
  padding: 72px 0 56px;
}
.page-hero .overline { color: var(--gold); margin-bottom: 12px; }
.page-hero h1 {
  font-family: var(--font-display);
  font-size: clamp(30px, 4.5vw, 48px);
  color: var(--white);
  font-weight: 600;
  margin-bottom: 16px;
  max-width: 680px;
  line-height: 1.2;
}
.page-hero p {
  color: rgba(255,255,255,0.7);
  font-size: 17px;
  max-width: 600px;
  line-height: 1.75;
  margin-bottom: 28px;
}

/* ---- DEAL CARDS ---- */
.deal-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 40px;
  overflow: hidden;
}
.deal-card-header {
  background: var(--navy);
  padding: 24px 32px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.deal-card-header h3 {
  font-family: var(--font-display);
  font-size: 22px;
  color: var(--white);
  font-weight: 600;
}
.deal-tag {
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  border: 1px solid var(--gold);
  padding: 4px 10px;
  border-radius: var(--radius);
}
.deal-card-body { padding: 32px; }
.deal-section-title {
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin: 24px 0 12px;
}
.deal-section-title:first-child { margin-top: 0; }
.numbers-table { width: 100%; border-collapse: collapse; }
.numbers-table tr { border-bottom: 1px solid var(--border); }
.numbers-table td { padding: 10px 0; font-size: 15px; }
.numbers-table td:last-child { text-align: right; font-weight: 500; }
.numbers-table .bold-row td { font-weight: 700; color: var(--navy); }
.numbers-table .highlight td { color: #1a5e2a; font-weight: 700; }
.numbers-table .stress td { color: #7a4040; }
.scenario-block {
  background: #fdf8f0;
  border-left: 3px solid var(--gold);
  padding: 16px 20px;
  margin-top: 16px;
  font-size: 14px;
  color: var(--text-light);
  line-height: 1.7;
}
.downside-block {
  background: #fdf2f2;
  border-left: 3px solid #c44;
  padding: 16px 20px;
  margin-top: 16px;
  font-size: 14px;
  color: #6a3030;
  line-height: 1.7;
}

/* ---- CHECKLIST STYLES ---- */
.checklist { list-style: none; }
.checklist li {
  padding: 10px 0 10px 28px;
  position: relative;
  border-bottom: 1px solid var(--border);
  font-size: 15px;
}
.checklist li::before { content: '✓'; position: absolute; left: 0; color: #2a7a3a; font-weight: 700; }

/* ---- SERVICE MODULES ---- */
.service-module {
  padding: 40px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-bottom: 24px;
}
.service-module h3 {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 12px;
}
.service-module p { font-size: 15px; color: var(--text-light); line-height: 1.75; }
.fee-box {
  background: var(--navy);
  color: var(--white);
  padding: 40px;
  border-radius: var(--radius);
  margin: 40px 0;
}
.fee-box h3 {
  font-family: var(--font-display);
  font-size: 26px;
  color: var(--gold);
  margin-bottom: 16px;
}
.fee-box p { font-size: 15px; color: rgba(255,255,255,0.75); line-height: 1.75; }

/* ---- REGISTRATION FORM STEPS ---- */
.form-steps { display: flex; gap: 0; margin-bottom: 40px; }
.form-step {
  flex: 1;
  text-align: center;
  padding: 16px;
  border-bottom: 2px solid var(--border);
  font-size: 13px;
  color: var(--text-light);
}
.form-step.active {
  border-bottom-color: var(--gold);
  color: var(--navy);
  font-weight: 600;
}
.step-panel { display: none; }
.step-panel.active { display: block; }

/* ---- FOOTER ---- */
.site-footer {
  background: var(--navy);
  padding: 56px 0 32px;
  border-top: 1px solid var(--border-light);
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 48px;
}
.footer-brand .logo { display: block; margin-bottom: 12px; }
.footer-brand p { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.65; max-width: 360px; }
.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links a { font-size: 14px; color: rgba(255,255,255,0.6); transition: color var(--transition); }
.footer-links a:hover { color: var(--white); }
.footer-compliance {
  grid-column: 1 / -1;
  border-top: 1px solid var(--border-light);
  padding-top: 24px;
  font-size: 12px;
  color: rgba(255,255,255,0.35);
  line-height: 1.7;
}

/* ---- THANK YOU PAGE ---- */
.thankyou-section {
  min-height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 0;
}
.thankyou-inner { max-width: 560px; }
.thankyou-inner .check {
  width: 64px; height: 64px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--navy);
  font-size: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}
.thankyou-inner h1 {
  font-family: var(--font-display);
  font-size: 40px;
  color: var(--navy);
  margin-bottom: 16px;
}
.thankyou-inner p { font-size: 16px; color: var(--text-light); margin-bottom: 32px; line-height: 1.75; }

/* ---- RESPONSIVE ---- */
@media (max-width: 960px) {
  .main-nav, .header-ctas { display: none; }
  .nav-toggle { display: block; margin-left: auto; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .timeline { flex-wrap: nowrap; }
  .timeline-arrow { display: none; }
  .final-cta-inner { grid-template-columns: 1fr; }
  .final-divider { display: none; }
  .cred-grid { grid-template-columns: 1fr; gap: 16px; }
  .footer-inner { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .container { padding: 0 20px; }
  .paths-grid, .fit-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .timeline { flex-direction: column; align-items: flex-start; gap: 16px; }
  .timeline-step { min-width: auto; text-align: left; display: flex; gap: 16px; align-items: flex-start; }
  .timeline-step .step-num { flex-shrink: 0; }
}